Coverage Options
Marina & Boatyard Insurance
Every policy a marina or boatyard needs — in one place, from specialists who understand the waterfront.
General Liability Insurance
General liability is the foundation policy for any marina or boatyard. It protects against third-party claims of injury or property damage — a customer slipping on a wet dock, a visitor injured in the parking lot, damage to a neighbor's property.
Marina Operators Legal Liability (MOLL)
Marina operators legal liability (MOLL) covers your legal liability for damage to non-owned vessels in your care, custody, or control — the core exposure when you haul, store, move, or repair customers' boats.
Dock & Property Insurance
Dock & property insurance protects the physical waterfront infrastructure of your marina — floating and fixed docks, piers, gangways, pilings, fuel docks, and bulkheads — against storm, fire, and other covered perils.
Protection & Indemnity (P&I) Insurance
Protection & indemnity (P&I) is marine liability coverage for the vessels your marina owns or operates — workboats, launch services, and tow or assist craft. It responds to on-the-water liability that general liability excludes.
Pollution Liability Insurance
Pollution liability covers cleanup costs, third-party damages, and regulatory exposure from fuel spills, oil discharge, and other contamination at your marina or fuel dock — pollution that general liability specifically excludes.
Commercial Property Insurance
Commercial property insurance covers the land-side physical assets of your marina — office and clubhouse buildings, ship's store, repair shop, dry-stack structure, equipment, and inventory — against fire, theft, storm, and other covered perils.
Workers Compensation Insurance
Workers compensation is required in nearly every state once you have employees. It pays medical expenses and lost wages when a dock hand, mechanic, fuel attendant, or office staff member is injured on the job.
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